BUYING A HOME
Looking for your dream home but don't know where to start? Don't worry as Jack & Julie have your back when it comes to resources to help you buy your home. We will guide you every step of the way, from start to finish and beyond because we know all about the many decisions you face when buying a home. It may seem daunting but it's also a very exciting endeavour and one that we aim to make easier for anyone who is looking to purchase their first home or their fifth home.
Finding the ideal home to buy can sometimes be a challenge, and jumping through the hoops to acquire a mortgage can be tiring and taxing, but we will be by your side for every step of the way to ensure that the entire home buying process is as stress-free and easy as possible for you.
We make a point of attending weekly new home tours so we are always familiar with the current homes on the market, and we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.
YOUR FIRST STEP
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
YOUR NEXT STEP: LOAN PRE-QUALIFICATION
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
WE WILL FIND THE RIGHT HOMES FOR YOU
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at our website.
WE WILL HELP YOU EVERY STEP OF THE WAY
We will help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.